Office Package Policy
What is Office Package Policy?
An office package policy is a sort of insurance policy that covers any form of catastrophe that may occur in an office. From fires and earthquakes to break-ins and burglaries, an office package coverage will give financial assistance to the insured.
Who should purchase this policy?
This policy is suitable for anyone who falls under any of the given categories –
- Commercial Establishments
- Governmental Institutions
- ITES and BPO Call Centers
- Software Development Office
- Office Premises, including warehouse and manufacturing premises
Benefits/Coverages of the Policy
- Natural Disasters – Earthquake, Floods, Storms, etc.
- Fire & allied Perils
- Third-party Legal Liabilities
- Burglary & Theft
Ad-Ons
- Terrorism
- Infidelity or Dishonesty from Customers
Exclusions of the Policy
- Intentional or wilfuldamage
- Normal wear &tear
- War & Nuclear Risks
- Illegal Activities
- Pollution